Wednesday, 15 April 2020

The Top-Rated Homeowners Insurance Companies in US?

If you are like most Americans, there are few things more important than the well-being and financial security of your family. Part of being financially secure is making sure your home and property are protected in the event of an unexpected loss such as a fire or other natural disaster. If you are not adequately insured, you could experience catastrophic losses. When choosing an insurance company, you want a top-rated company who will be there when you need it most. Some of the criteria you should look at when finding the best homeowners insurance company are customer satisfaction, price, financial strength ratings and claims service. 

Here are some of the top-rated homeowners' insurance companies according to data gathered from Consumer Reports, Insure.com, J.D. Power & Associates, Standard & Poors, A.M. Best and other insurance rating organizations.

Customer Service and Satisfaction

An insurance company who rates highly in the area of customer satisfaction is one who makes sure the customer's needs are met. If you have a problem with a claim, billing or with changes to your policy; you need your insurance company to respond promptly whether you are calling a customer service telephone number or asking for assistance through the company's website. The companies listed below all rate highly in customer satisfaction levels. One company that deserves special notice is Amica Mutual. 

It has the highest customer service rating by J.D. Power & Associates for the past 11 years.
  1. Amica Mutual
  2. USAA
  3. Erie Insurance Group
  4. Cincinnati Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. Chubb
  9. The Hanover
  10. Country Insurance
  11. Auto Owner's Insurance
  12. American Family
The chart below shows the J.D. Power Homeowners Insurance rankings.

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